{"success":true,"timestamp":"2026-06-27T18:05:52.720Z","rates":{"aave":{"protocol":"Aave v3","network":"Base","apyPercent":3.14,"status":"live"},"compound":{"protocol":"Compound v3","network":"Base","apyPercent":0.63,"status":"live"},"morpho":{"protocol":"Morpho Blue","network":"Base","apyPercent":0,"status":"integrating"}},"currentBest":{"protocol":"Aave v3","apyPercent":3.14},"activeProtocol":"Aave v3","netAPY":{"description":"Net APY to depositor after CoinRailz 15% performance fee on yield gains","currentNetApyPercent":2.67,"breakdown":"3.14% gross (Aave v3) → 2.67% net"},"fees":{"entryFeePct":0.5,"performanceFeePct":15,"exitFeePct":0,"switchFeePct":0}}